Solid 3-bedroom raised ranch on a deep, fully fenced lot - and the heavy lifting in the kitchen is already done. Refreshed kitchen features newer white uppers and sage cabinetry, stainless refrigerator, updated countertops, and luxury vinyl plank flooring with a dedicated eat-in dining area. Hardwood floors flow throughout the main-level living room and bedrooms. The bathroom has been partially updated with a newer vanity, toilet, and matching LVP flooring. The full daylight lower level offers two additional finished rooms with windows - perfect as a family room, home office, additional sleeping space, in-law suite, or rec room - plus utility and storage. Wood deck off the rear opens to a generous backyard with a mature shade tree, ideal for entertaining or future garden/garage build-out. Brick foundation, vinyl siding, pitched composition roof. Remaining work is cosmetic - paint, wallpaper removal, and ceiling refresh - leaving real opportunity to add equity through finishes. Renovation financing programs available, including FHA 203(k), Conventional Renovation (HomeStyle / CHOICERenovation), and DSCR Renovation for investor buyers. Listing agent is a dual-licensed Real Estate Broker and Mortgage Loan Officer - same-day pre-qualification available. Buyer to verify all room counts, square footage, lot dimensions, taxes, and condition. Schedule through listing agent.