Live in the heart of downtown Geneva just one block from the Fox River and steps to Third Street's restaurants, boutiques, coffee shops, and Metra station. This rarely available in-town residence offers 3 bedrooms, 3.1 baths, and over 2700 square feet of beautifully finished living space across three levels - delivering flexibility, comfort, and convenience in one of Geneva's most desirable walkable locations. The main level features an open-concept layout centered around a cozy gas fireplace, dedicated office/flex space, and a spacious kitchen with granite countertops and abundant cabinetry - ideal for both entertaining and everyday living. A private balcony provides the perfect spot to enjoy morning coffee or unwind in the evening. Upstairs, the vaulted primary suite offers architectural ceilings, an oversized walk-in closet, dual vanities, soaking tub, and separate shower. A second bedroom and full bath complete the upper level. The fully finished walkout lower level adds exceptional versatility with a generous recreation space, third bedroom, full bath, and direct access to a covered patio. Enjoy the benefits of downtown living with minimal exterior upkeep and no HOA - allowing you more time to walk to dinner, explore river paths, or catch the train. A+ Geneva schools. Premier location. Turnkey condition. Downtown living without the maintenance of a traditional single-family home.