Welcome home to this beautifully maintained 4-bedroom, 3.5-bath home situated on a waterfront lot in the highly sought-after Campton Crossings subdivision of St. Charles! The open and versatile floor plan features a spacious kitchen with a sunny breakfast nook, a large walk-in pantry, and convenient first-floor laundry. Upstairs, you'll find four generously sized bedrooms plus a large loft-perfect for a home office, family room, or play area. The fully finished basement offers endless possibilities with two versatile living spaces, a full bathroom, and a utility room that provides ample storage space. Use the finished space as a recreation/game room, home gym, or easily convert it into a 5th bedroom. Enjoy beautiful pond views from your private, fenced and professionally landscaped backyard featuring a large brick paver patio-ideal for entertaining or relaxing outdoors. The yard is also equipped with a sprinkler system to help keep the lawn lush and green all season long. Enjoy added convenience and security with a whole house generator that automatically powers the home during outages. Situated on a prime lot just a short walk to award-winning Bell Graham Elementary (District 303), this home offers convenience and community. Close to parks, paved walking trails, schools, and the Campton Crossings shopping center. Don't miss your chance to own this exceptional home in one of St. Charles' most desirable neighborhoods!